In today’s digital world, services are becoming easier and more accessible. Among these, one such useful service is aadhar se bank balance check. With the help of this method, anyone can check their bank account balance using their Aadhaar number. Moreover, you don’t need a smartphone or an internet connection. As a result, it’s a helpful option for people in rural areas and senior citizens who may not be familiar with mobile banking apps.
What is Aadhar Se Bank Balance Check?
The method of aadhar se bank balance check allows users to get their account balance by using the Aadhaar number linked to their bank account. This service works through USSD codes and also through Aadhaar-enabled micro ATM devices. The Unique Identification Authority of India (UIDAI) manages the Aadhaar system, and banks across India are connected to it.
When you link your Aadhaar to your bank account, you gain the ability to check your balance anytime from a basic mobile phone. This service does not need internet, which makes it more inclusive and accessible to all.
How to Use USSD Code for Aadhar Se Bank Balance Check
You can follow an easy method using your mobile phone if your Aadhaar is linked to your bank account. The steps are simple and work for all major banks in India. Make sure the mobile number you use is also linked to your Aadhaar and bank account.
| Step | What to Do |
|---|---|
| Dial Code | From your mobile phone, dial *99*99*1# |
| Enter Aadhaar Number | Type your 12-digit Aadhaar number |
| Confirm Aadhaar Number | Enter the same 12-digit number again for confirmation |
| Receive Bank Balance | A message will appear showing your available balance |
This process works even on basic phones, and no app or internet is required. The balance information is provided via flash SMS.
Alternate Method: Using Bank Mitra or CSC
If you are unable to use the USSD method, you can visit your nearby Bank Mitra or Common Service Centre (CSC). These centers offer Aadhaar Enabled Payment System (AEPS) services, including balance inquiry. All you need is your Aadhaar number and fingerprint for biometric verification.
The agent will enter your Aadhaar number and verify your identity using your fingerprint. After successful verification, your account balance will be displayed on their system. This service is also helpful in areas with no mobile coverage.
Benefits of Aadhar Se Bank Balance Check
The method of aadhar se bank balance check offers many advantages, especially to those without internet access. It is quick, reliable, and safe.
| Benefit | Explanation |
|---|---|
| No internet needed | Works without Wi-Fi or mobile data |
| Accessible to everyone | Usable on any phone, even basic feature phones |
| Supports financial inclusion | Helps people in villages or remote areas access banking services |
| Fast service | Balance check is completed within seconds |
| Works anytime | Service is available 24/7 from any Aadhaar-linked mobile number |
How to Check Aadhaar is Linked with Bank Account or Not
Before using aadhar se bank balance check, make sure your Aadhaar is linked to your bank account. You can verify this quickly through your phone.
Dial *99*99*1# from your registered mobile number.
Enter your 12-digit Aadhaar number.
Re-enter the Aadhaar number for verification.
A message will show whether your Aadhaar is linked with a bank or not.
If no account is linked, the system will inform you. In that case, you’ll need to visit your bank to complete the linking process.
How to Link Aadhar with Bank Account
Linking your Aadhaar with your bank account is a one-time process and takes only a few minutes. You can do it either through your bank branch or ATM.
At the Bank Branch:
Visit your bank and request a KYC form. Fill it with your account details and Aadhaar number. Attach a copy of your Aadhaar card and submit it to the bank officer. Within 24 to 48 hours, your account will be linked.
At the ATM:
Insert your ATM card into the machine. Select “Aadhaar Registration” or similar option. Enter your Aadhaar number twice and submit. Within 1-2 working days, your Aadhaar will be linked to your bank account.
Why Aadhar Works for Bank Balance Check
The Aadhaar system links your biometric data with personal and financial records. When you associate your Aadhaar with a bank account, it becomes your unique identifier for all transactions. This system is integrated with NPCI and banks to provide AEPS services like balance checks, withdrawals, and money transfers.
Because of this integration, aadhar se bank balance check is possible anytime, even in areas without internet.
Things to Remember for Successful Aadhar-Based Balance Check
Your mobile number must be linked to your Aadhaar and bank account.
The Aadhaar number should be entered correctly without any mistakes.
Flash SMS may not be saved in some phones, so check immediately.
Visit the nearest CSC or bank in case the service fails to respond.
Conclusion
Aadhar se bank balance check is one of the most convenient ways to keep track of your account. It is designed to help everyone, especially those with limited access to banking infrastructure. Whether you are a senior citizen, a rural resident, or someone without a smartphone, this method gives you easy access to your money.
With the increasing push towards digital services, such Aadhaar-based banking solutions ensure no one is left behind. Make sure your Aadhaar is linked to your bank account, and take full advantage of this simple balance inquiry method.
