Staying updated with your bank account balance is important for managing your daily expenses. If you are a customer of Andhra Bank, now merged with Union Bank of India, checking your balance is easier than ever. Whether you use a basic phone or a smartphone, there are several ways to know your balance in seconds. In this blog, we will explain every method to check your balance, including the Andhra Bank balance check number. This guide will help you choose the method that suits you best.
What Happened to Andhra Bank?
Before diving into balance check methods, you need to know that Andhra Bank merged with Union Bank of India in April 2020. The services have continued under Union Bank, but old Andhra Bank account holders still use many of the same tools and services. The Andhra Bank balance check number still works for most users.
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Why is Balance Check Important?
Knowing your balance helps you manage money wisely. It protects you from failed transactions and gives you control over spending. Most importantly, balance checks help prevent fraud. If someone withdraws money without your knowledge, you can find out instantly by checking your balance.
You don’t need to visit a branch. Just use your phone to check your balance in seconds.
Andhra Bank Balance Check Number via Missed Call
One of the most popular ways to check your balance is by giving a missed call. The bank offers free missed call banking services for all customers who have registered their mobile number with the bank.
To check your balance, give a missed call to 09223011300. After a few seconds, the call will disconnect automatically. Within moments, you will get an SMS with your account balance.
If you are unable to use this number, you can also try 09223008586, which is an alternative line for the same purpose.
Make sure the call is made from the mobile number registered with the bank.
SMS Banking Service for Balance Inquiry
If you don’t want to make a call, you can send a text message. Simply send the word UBAL to 09223008486. You will receive a text message showing your account balance in real time.
This method is also available only if your number is registered with the bank. If your number is not registered, you will not receive a reply.
Use of IVR System for Balance Check
Another way to check your balance is by calling the IVR toll-free number 1800-425-1515. This is a customer care line that helps you with various services, including balance checks, mini statements, and ATM card queries.
When you call, you will hear a menu. Just follow the instructions and choose the balance inquiry option. You will hear your account balance right away.
This method works for both Andhra Bank and Union Bank account holders.
All Ways to Check Andhra Bank Balance
To help you understand better, here’s a quick summary table:
| Method | Number or Code | Requirement | Output Type |
|---|---|---|---|
| Missed Call | 09223011300 or 09223008586 | Registered Mobile Number | SMS with balance |
| SMS | Send “UBAL” to 09223008486 | Registered Mobile Number | SMS with balance |
| IVR Call | 1800-425-1515 | Registered Number + Menu Navigation | Voice Response |
These methods are fast, free, and available 24/7.
Who Can Use These Services?
Any Andhra Bank customer with a savings account or current account can use these services. Your mobile number must be registered with the bank. If it’s not, you can visit your nearest Union Bank branch and fill out a simple form to register your number.
After registration, wait 24 hours before using missed call or SMS services. Then try the Andhra Bank balance check number to confirm it’s working.
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Mobile Banking Options
Apart from the balance check numbers, you can also use mobile banking apps. Union Bank offers two apps: U-Mobile and Union Selfie & mPassbook.
With U-Mobile, you can log in using your mobile number and MPIN. Once inside, tap on the “Accounts” section. Your balance and mini statement will appear instantly.
Union Selfie & mPassbook is another app that lets you view your account statement and balance in a digital passbook format. You can scroll through transactions just like a paper passbook.
These apps need internet access and are supported on Android and iPhones.
Net Banking for Balance Inquiry
If you prefer using a laptop or PC, net banking is also an option. Andhra Bank account holders can log in using the Union Bank of India internet banking portal.
Steps to check balance via net banking:
Visit https://www.unionbankonline.co.in
Log in with your User ID and Password
Go to “Accounts” section
View your account balance and recent transactions
This method is very secure and useful for checking detailed statements too.
ATM Balance Check
If you’re near an ATM, you can check your balance with your debit card. Insert your card, enter your PIN, and choose the “Balance Inquiry” option from the menu.
This method is great if you don’t have access to a phone or internet at the moment.
Mini Statement Service
You can also get a quick look at your last five transactions using the mini statement service. Just give a missed call to 09223008486 from your registered mobile number. You will receive a message showing your recent debits and credits.
This helps you track expenses and confirm recent activity.
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Common Problems and Solutions
Sometimes, users face issues with the Andhra Bank balance check number. Here are some common problems and how to solve them:
Problem: No response after missed call
Solution: Make sure your number is registered with the bank.
Problem: SMS not delivered
Solution: Check if your mobile has enough balance or network signal. Also, verify if the correct code was sent.
Problem: IVR call not connecting
Solution: Try calling during non-peak hours or use alternative methods like SMS or the mobile app.
Safety Tips for Balance Checking
While using any of these methods, always make sure that your phone is secure. Never share your OTP, PIN, or account number with anyone.
If you lose your phone, inform the bank and block all services linked to your number. This will protect your money from misuse.
Also, always dial or send messages to the official Andhra Bank balance check number. Do not trust random websites or apps that ask for your account details.
How to Register Mobile Number with Andhra Bank?
If your mobile number is not registered yet, follow these steps:
Visit the nearest Union Bank of India branch.
Carry a copy of your ID proof and bank passbook.
Fill out the mobile number registration form.
Submit the form and get a receipt.
Within 1–2 working days, your number will be active. Then you can use all services, including the Andhra Bank balance check number.
Conclusion
Keeping track of your account balance is now easier than ever. You don’t need to stand in queues or wait for passbook updates. With the help of missed calls, SMS, IVR, and mobile apps, you can check your balance anytime.
The Andhra Bank balance check number is a free and fast way to stay updated on your account. Whether you’re using a smartphone or a feature phone, the options are available for everyone.
Make sure your mobile number is registered with the bank. Once registered, just give a missed call or send an SMS and you’ll know your balance instantly.
