Keeping track of your bank balance is now easier than ever with services like the IDBI Bank balance check number. IDBI Bank offers various methods for customers to check their account balances quickly and easily. Whether you are using a basic phone or a smartphone, IDBI Bank has options for you. In this guide, we will explore all the ways to check your balance using the IDBI Bank balance check number and other digital tools available in 2025.
What is the IDBI Bank Balance Check Number?
If you are an IDBI Bank customer, you can check your balance simply by giving a missed call. The official IDBI Bank balance check number is 1800 843 1122. When you call this number from your registered mobile number, the call will disconnect automatically, and you will get an SMS with your account balance. This service is free and works 24×7.
To use this service, your mobile number must be linked to your IDBI Bank account. If it is not, you will need to visit your nearest branch to get it updated.
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How to Use IDBI Bank Balance Check Number via Missed Call
When you dial the IDBI Bank balance check number, the system automatically detects your account. Once the system verifies your number, it sends a text message with the current balance in your account. This is a secure and quick way to get updates without logging into net banking or mobile apps.
You do not need an internet connection to use this method. It is especially helpful for users in rural areas or those without access to smartphones.
SMS Banking for IDBI Account Holders
Besides missed call banking, IDBI also offers SMS banking for those who prefer typing a request. To check your account balance via SMS, send an SMS in the format:
BAL <Customer ID> <PIN> <Account Number>
and send it to 9820346920 or 9821043718. After a few seconds, you will receive your balance details through a reply message.
This method is simple and effective, especially when you are traveling and cannot use your mobile app.
Different Ways to Check IDBI Bank Balance in 2025
Method | Requirement | Number or App | Internet Required |
---|---|---|---|
Missed Call | Registered Mobile Number | 1800 843 1122 | No |
SMS Banking | Registered Mobile & SMS format | 9820346920 / 9821043718 | No |
Net Banking | User ID and Password | www.idbibank.in | Yes |
Mobile Banking | IDBI Go Mobile+ App | Google Play/App Store | Yes |
WhatsApp Banking | WhatsApp Chat with IDBI | +91 88600 45678 | Yes |
ATM Inquiry | IDBI ATM or Partner ATM card | Nearby ATM | No |
Customer Care | Phone Call | 1800 209 4324 / 1800 22 1070 | No |
This table helps you quickly understand which method suits your needs best.
Net Banking for Balance Inquiry
If you are already using IDBI Bank’s net banking, you can log in anytime to view your balance. Visit www.idbibank.in, enter your login details, and go to the ‘Accounts’ section. Here, your balance is displayed clearly.
Net banking also provides access to mini statements, fund transfers, and many other features. While the IDBI Bank balance check number is best for quick access, net banking is ideal for full control over your finances.
Mobile Banking Through IDBI Go Mobile+
Mobile banking is one of the most popular options for customers today. IDBI’s Go Mobile+ app is available on both Android and iOS. After logging in, you can check your account balance, recent transactions, and even make payments.
The app is secure and easy to use. If you prefer checking your balance through the app instead of the IDBI Bank balance check number, this is a reliable option.

WhatsApp Banking Now Available
IDBI has now launched banking on WhatsApp. This feature is new in 2025 and is gaining popularity. To activate, save +91 88600 45678 to your contacts and send “Hi” from your registered number. The chatbot will give you a menu where you can choose the option to check your balance.
WhatsApp banking is fast, friendly, and convenient. It allows you to access your account using an app most people use every day.
ATM Balance Check for IDBI Users
If you live near an ATM, simply insert your card, enter your PIN, and select the “Balance Inquiry” option. You can do this at any IDBI ATM or other bank ATMs that support your card. Though not as instant as using the IDBI Bank balance check number, this is still a reliable way.
Customer Care for Help with Balance Checks
If all else fails or you face issues with the IDBI Bank balance check number, you can call customer support. The toll-free numbers 1800 209 4324 or 1800 22 1070 are available 24×7. The team can help you check your balance and solve any issues with mobile registration.
Calling customer care is also useful if you lost your registered mobile number or need help with SMS or mobile banking.
Pros and Cons of Different Balance Check Methods
Method | Pros | Cons |
---|---|---|
Missed Call | Fast, No internet, Free | Needs registered mobile |
SMS Banking | Simple, works on any phone | Must remember format |
Net Banking | Full control of account | Needs internet and login |
Mobile App | Easy and secure | Requires smartphone |
WhatsApp Banking | Convenient and modern | Requires internet and WhatsApp |
ATM | Available almost everywhere | May not work during network errors |
Customer Care | Human support, helps in emergencies | Longer wait times sometimes |
This table makes it easier to choose the best method for you.
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Common Issues and How to Fix Them
If you are unable to check your balance using the IDBI Bank balance check number, the first thing to check is whether your mobile number is registered. Visit your nearest branch or use net banking to verify and update your contact details.
If your phone number is registered but you are still not getting SMS alerts, try restarting your phone or contacting customer care. Network issues can also cause delays in receiving messages.
In the case of SMS banking, ensure the message format is correct. A small mistake in typing the customer ID or account number may stop the request from going through.
Why Use the IDBI Bank Balance Check Number?
The biggest benefit of the IDBI Bank balance check number is that it is fast and works on any mobile phone. It doesn’t matter whether you use an old keypad phone or a new smartphone—this method is quick and effective.
For people living in areas with poor internet coverage, the missed call feature is a lifesaver. It allows everyone to stay informed about their account balance without visiting a bank branch or ATM.
Important Tips for Safe Banking
Always use your registered mobile number for balance checks. Avoid sharing your customer ID or PIN with anyone. Do not store sensitive information like your net banking password in plain text on your phone.
Make sure to log out of mobile and net banking apps after use. If you receive a suspicious SMS claiming to be from IDBI, report it to the bank immediately.
Your safety is as important as your balance, so use trusted sources like the official website or helpline when in doubt.
Conclusion
The IDBI Bank balance check number is a helpful tool for every account holder in India. It gives you quick access to your balance without the need for internet, apps, or long login steps. Whether you’re in a busy city or a quiet village, this simple service works anytime, anywhere.
IDBI Bank has made sure that customers of all ages and locations can stay connected to their money. So, the next time you want to know your balance, just dial the IDBI Bank balance check number and get an instant update.