Managing your bank account is now easier than ever. With modern tools, you can check your balance anytime. If you’re a customer of IDFC FIRST Bank, you have many simple ways to check your balance. One of the most useful methods is using the IDFC balance check number.
Just like customers of other banks use services like the sarva haryana gramin bank balance check number, IDFC account holders can also use dedicated numbers. These help you stay updated without visiting a branch.
Why Is Balance Checking Important?
Keeping track of your balance is very important. It helps you manage money and avoid any overdrafts. Whether you are shopping, paying bills, or saving, knowing your balance is a must. IDFC FIRST Bank offers different ways to check your account balance easily from your phone.
What Is the IDFC Balance Check Number?
The IDFC balance check number is a toll-free missed call number that lets you know your account balance. You only need to give a missed call from your registered mobile number. After a ring or two, the call disconnects, and you’ll receive an SMS with your account balance.
The missed call number to check your balance is:
📞 1800-2700-720
This service is free and works 24×7, as long as you use the number registered with your bank account.
Different Ways to Use the IDFC Balance Check Number
You can use more than just the missed call method to check your IDFC account balance. These include SMS banking, WhatsApp, mobile app, and net banking.
Let’s explore them in detail.
Missed Call Banking
If you don’t have internet or smartphone access, this method works best. Give a missed call to 1800-2700-720 and get your balance by SMS. Make sure the SIM is linked to your IDFC account.
SMS Banking
If you prefer texting, IDFC FIRST Bank has simple codes you can use. From your registered number:
Send BAL to 5676732
Or
Send BAL <last 4 digits of account> to 9289289960
This will give you an instant SMS with your available account balance.
WhatsApp Banking
To use WhatsApp banking, send “Hi” to 95555 55555. You will get options, and one of them will be account balance check. Follow the instructions to see your balance. This method is useful if you use WhatsApp regularly.
Mobile Banking App
Download the IDFC FIRST Bank Mobile App from Play Store or App Store. Log in with your registered number. You will see your account balance on the dashboard. It’s quick and gives you full access to your account, including mini statements and recent transactions.
Internet Banking
If you have an internet connection, log in to IDFC Net Banking. After signing in, go to the dashboard. Your balance will be visible on the main page. This method is best when using a computer or tablet.
Comparison of All Balance Check Methods
Method | Number / Platform | Needs Internet? | Registration Required |
---|---|---|---|
Missed Call | 1800-2700-720 | No | Yes |
SMS Banking | 5676732 / 9289289960 | No | Yes |
95555 55555 | Yes | Yes | |
Mobile App | IDFC FIRST Bank App | Yes | Yes |
Net Banking | idfcfirstbank.com | Yes | Yes |
Each method has its own use. The IDFC balance check number works best when you need a quick update and don’t have internet.
How to Link Multiple Accounts for Easy Balance Check
Many people have more than one IDFC account, such as savings, salary, or fixed deposit accounts. If you link all your accounts to one mobile number, you can check the balance of each one using the same IDFC balance check number. This avoids confusion and helps you manage your money better.
You can request linking by visiting your nearest branch or through customer service. Once all accounts are linked, any balance enquiry request will reflect the details of your primary account. You can also customize notifications for each account through the app settings.

Common Problems and Solutions in Balance Checking
Sometimes users face issues while using the IDFC balance check number. These may include:
Not receiving SMS after a missed call
Getting wrong balance details
Network issues or unregistered mobile numbers
To solve these, make sure your mobile number is correctly registered, and that your SIM has enough signal strength. If problems continue, reinstall the IDFC mobile app or update it from the app store. You can also try logging into internet banking to cross-check your balance. The support team is always available to guide you through technical issues.
How to Register Your Mobile Number with IDFC FIRST Bank
To use services like missed call or SMS banking, your mobile number must be registered with the bank. You can register by:
Visiting your nearest IDFC bank branch
Using the mobile banking app
Calling customer care
Once your number is linked, all balance check services become available.
What If Your Number Is Not Registered?
If your mobile number is not registered, none of these services will work. In this case, download the mobile app or visit the branch. Once registered, you can start using the IDFC balance check number and other methods easily
How Safe Are These Services?
All balance check services offered by IDFC are safe and secure. You receive the info only on your registered number. There’s no risk of others getting your bank details.
Also, the bank never asks for your OTP or password through calls or messages. Be sure to ignore any fraud calls pretending to be from the bank.
Charges for Balance Check Services
One of the best things about the IDFC balance check number is that it’s completely free. You don’t pay for missed calls. SMS banking may cost as per your mobile plan. App and net banking need internet, but the bank itself doesn’t charge you for using them.
When to Use Which Method?
You can choose the balance check method based on your need. If you’re in a hurry and don’t have internet, the missed call number is perfect and If you prefer a digital approach, use the app or WhatsApp. If you need a mini-statement, the app or net banking is best.
What Other Banks Are Doing
Just like IDFC, other banks also provide balance check numbers. For example, users often rely on sbi sms balance check to track their SBI account status. These services help reduce branch visits and give quick access to your money details.
Customer Support for Balance Services
If any balance check method fails, contact IDFC customer care. You can call 1800 10 888 (toll-free) or write an email from your registered email ID. They will help resolve your issue quickly.
Benefits of Using IDFC Balance Check Number
Using the IDFC balance check number offers many benefits. It’s fast, free, and easy. You don’t need a smartphone or an internet connection. Even if you’re traveling, you can stay updated with your account.
It’s very useful for senior citizens or people living in rural areas where the internet is not stable. All they need is a mobile phone.
Conclusion
Checking your account balance doesn’t need to be hard. Thanks to the IDFC balance check number, you can do it within seconds. Whether you prefer a simple missed call, SMS, or use advanced tools like the mobile app or WhatsApp, IDFC FIRST Bank has you covered.
Knowing your balance helps you stay in control of your money. Make it a habit to check regularly. Choose the method that suits you best and enjoy stress-free banking.