Kerala Gramin Bank is one of the most trusted rural banks in India. It offers banking services to people across Kerala. One of the most important things every account holder wants is to know their bank balance easily. In this guide, we will explain all the simple ways to do Kerala Gramin Bank balance check from your home. You don’t need to visit the bank every time. With the help of modern tools, you can check your balance in just seconds.
Why Balance Checking Is Important
It is important to know your bank balance to manage your money and helps you plan your spending. It also helps you avoid bounced cheques or failed payments. If you use online banking, UPI, or debit cards, checking your balance helps you track all your transactions. That’s why Kerala Gramin Bank balance check is very useful for account holders. It gives peace of mind and control over money.
Read Also: RMGB Balance Check Number: Check Account Balance Easily
Missed Call Balance Check Method
The easiest way to check your balance is through missed call banking. Kerala Gramin Bank has a toll-free number for this. If your mobile number is registered with the bank, you can give a missed call to 9015800400. After a few seconds, the call will disconnect. Then you will receive an SMS with your current account balance. This method is free, quick, and very simple. You don’t even need the internet.
This service works 24/7. You can check your balance any time, even on holidays. If your number is not linked, visit the bank once and register your mobile number. This process takes just a few minutes.
Kerala Gramin Bank Balance Check Through SMS
Another useful way is through SMS alerts. When you do any transaction like withdrawal or deposit, you get an SMS from the bank. These SMS messages show your account balance. To receive SMS updates, you need to register your mobile number at your home branch.
Once you are registered, you will automatically receive balance updates after every transaction. This is helpful if you do not have access to missed-call services. Kerala Gramin Bank balance check through SMS is passive, but very effective.
Mobile Banking With KGB INFI App
Kerala Gramin Bank offers a mobile app called KGB INFI. You can download it from the Google Play Store or Apple App Store. This app is easy to use. You can install it on any smartphone. After downloading, you can activate it using your registered mobile number and ATM card.
Once logged in, you can check your balance, view mini statements, and even transfer money. The app also has services like e-passbook and transaction history. With this app, Kerala Gramin Bank balance check becomes a very simple task. You can do it from anywhere, even from your home.
Internet Banking for Balance Enquiry
If you have access to a computer or laptop, you can use Kerala Gramin Bank’s net banking. You need to register for internet banking at the branch first. Once your net banking is activated, go to the KGB Net Banking portal. Log in using your User ID and password.
After logging in, you can go to “Account Summary” to view your current balance. This is a secure and detailed method. It not only shows your balance but also your transaction history. Many people who do online work prefer this method for Kerala Gramin Bank balance check.
Comparison of Balance Check Methods
| Method | Requirement | Speed | Internet Needed |
|---|---|---|---|
| Missed Call | Registered mobile number | Instant | No |
| SMS Alerts | Registered mobile number | On transaction | No |
| Mobile App | Smartphone + Activation | Instant | Yes |
| Internet Banking | Net banking registration | Quick | Yes |
ATM Balance Enquiry
You can also check your account balance by visiting any ATM. Insert your Kerala Gramin Bank ATM card and enter your PIN. Choose the “Balance Enquiry” option from the menu. The screen will show your current balance. You can also get a printed slip if needed.
This is helpful if you are outside and don’t have access to your mobile. However, it is not as fast as a missed call or mobile banking.
Branch Visit for Balance Update
If none of the above methods work for you, you can always visit your nearest Kerala Gramin Bank branch. Go to the counter and give your account number or passbook. The bank staff will help you check your balance. This is not the fastest method, but useful for senior citizens or people in remote areas.
You can also get your passbook updated. That will show all the past transactions and your current balance.
UPI Apps Linked With KGB Account
If you use any UPI apps like Google Pay, PhonePe, or BHIM, you can also do Kerala Gramin Bank balance check from those apps. First, link your Kerala Gramin Bank account to your UPI app. Once linked, go to “Check Balance” in the app and enter your UPI PIN.
Within seconds, your balance will appear on the screen. This method is very popular among young users. It’s fast, safe, and available 24/7.
Read Also: Aadhar Se Bank Balance Check: A Simple Guide for Everyone
Key Points to Remember
To use most of these services, your mobile number must be linked with your account. If it is not linked, visit your branch and get it registered. Also, make sure your mobile number remains active and has network coverage.
Use only official apps and websites to keep your data safe. Avoid sharing your PIN or OTP with anyone. The bank never asks for such details over calls or SMS.
Benefits of Digital Balance Check
Doing Kerala Gramin Bank balance check using digital methods is very useful. It saves time, gives quick results, and helps in managing money better. You don’t need to stand in long lines or fill any forms. With just one click or tap, your balance is on your screen.
People with regular bank transactions benefit the most. Whether you are a student, farmer, business owner, or pensioner, these services are made for you. The bank wants all users to move toward smart banking.
How to Register Mobile Number with Kerala Gramin Bank
If your mobile number is not yet registered, don’t worry. Go to your home branch with your ID proof and account number. Fill out a mobile number registration form. The staff will update your number in the system. After that, you can use all the above services for Kerala Gramin Bank balance check.
The process takes only 5–10 minutes. It is completely free. Once your number is updated, try the missed call or mobile app methods to check your balance instantly.
Conclusion
Today, checking your account balance is easier than ever before. Kerala Gramin Bank offers many ways to help customers stay updated. You can use missed calls, SMS, mobile apps, or internet banking. Choose the method that suits you best.
Kerala Gramin Bank balance check is fast, safe, and user-friendly. Whether you are tech-savvy or not, there is a method for you. Always keep your mobile number updated with the bank. And never share personal banking details with anyone.
Stay smart, stay safe, and enjoy the benefits of digital banking with Kerala Gramin Bank.
