Knowing your account balance is a basic but important banking activity. Customers of Utkal Grameen Bank can check their balance in many simple ways. This article will guide you through the latest and easiest methods available in 2025 to do the utkal grameen bank balance check. Whether you prefer mobile, online, or offline, you will find the right solution here.
If you are also searching for other balance check services like the gramin bank of aryavart balance check number, then this guide can help you stay informed on rural banking in India.
What is Utkal Grameen Bank?
Utkal Grameen Bank was a regional rural bank in Odisha. It served the banking needs of rural and semi-urban areas. As of May 2025, it has been merged into the new Odisha Grameen Bank. However, the existing services like missed call balance check and mobile banking still work under the Utkal name.
The bank’s goal is to offer easy and modern banking services to every customer in the region. This includes balance checks, money transfers, and mobile banking services.
Why Utkal Grameen Bank Balance Check is Important
Knowing your bank balance helps you control your spending and manage your finances. A utkal grameen bank balance check can help you:
Avoid overdraft or insufficient funds
Track savings and expenses
Get real-time updates before making transactions
Whether you use ATMs, mobile apps, or missed calls, the process is simple and fast.
Methods for Utkal Grameen Bank Balance Check
The bank offers multiple ways to check your balance. Let’s look at them in detail.
Missed Call Method
The easiest way is to give a missed call from your registered number. Just dial 87448 20666. After one ring, the call will cut automatically. You will get an SMS with your account balance.
This method is completely free and works 24×7. You must register your mobile number with the bank for it to work.
Internet Banking
Customers can log in to the Odisha Grameen Bank portal using their credentials. Once logged in, you will see your account details. The portal shows your account balance, mini statement, and other account information.
You need to activate internet banking by visiting your nearest branch once.
Mobile Banking App
Utkal Grameen Bank offers a mobile app called UGB Mobile Banking. You can download it from the Google Play Store. After logging in, you can check your balance, transfer funds, or view mini statements.
This method is useful for people who prefer digital banking and do not want to visit a branch.ATM Machine
You can use your ATM or debit card to check your account balance. Just visit any nearby ATM, insert your card, and choose “Balance Enquiry.” The screen will show your balance instantly.
This method is helpful for people who don’t have access to smartphones or the internet.
Utkal Grameen Bank Balance Check Details Table
Here’s a clear table to help you compare and choose the right method for checking your balance:
| Method | Requirement | Response Type | Availability |
|---|---|---|---|
| Missed Call | Registered Mobile Number | SMS | 24×7 |
| Internet Banking | Login Credentials | Online | 24×7 |
| Mobile Banking App | Smartphone + App Installation | App Notification | 24×7 |
| ATM Balance Check | Debit/ATM Card | On-Screen | 24×7 at ATM |
| Branch Visit | Passbook or Helpdesk | Manual | During hours |
Each method helps you do a proper utkal grameen bank balance check depending on your device and preference.
How to Register for Missed Call Alert Service
You need to link your mobile number to your bank account. Visit your nearest branch with ID proof and fill the mobile number update form. Once your number is registered, missed call banking will get activated in 1–2 days.
You can then use the number 87448 20666 to receive your balance anytime. Some users may also use 80101 06686, which redirects to the merged Odisha Grameen Bank system.
How to Check Balance via Mobile App
To check your balance using the mobile app, follow these steps:
Go to the Play Store and search for “UGB Mobile Banking.”
Download and install the app on your smartphone.
Open the app and log in using your credentials.
Tap on the “Account Summary” tab to view your current balance.
This mobile app helps users manage accounts without going to the bank.
Merger with Odisha Grameen Bank
As per the new rules, Utkal Grameen Bank merged into Odisha Grameen Bank. Still, all services remain active. Users can still do utkal grameen bank balance check using earlier numbers and systems. Over time, branding may change, but customers will not lose access.
In case of any doubts, customers can call toll-free numbers like 1800 123 6230 for updated info. All UGB accounts are still valid, and your balance check numbers work as before.
dbgb balance check by sms: How It Compares
Like Utkal Grameen Bank, many other regional banks provide SMS services. One example is dbgb balance check by sms, which works in a similar way. Customers just send a message or give a missed call, and the bank sends back the balance.
The focus of these services is to give rural customers fast and reliable account access.
How to Use Internet Banking for Balance Check
If you already registered for net banking, follow these steps to check your balance:
Visit the official website of Odisha Grameen Bank.
Click on the “Internet Banking Login” button.
Enter your User ID and Password.
Once inside, go to “Account Summary” to see your balance.
This method works 24/7 and is perfect for people who need more account details.
Contact Details for Help
If you face issues while doing utkal grameen bank balance check, you can contact the bank. Here are the important customer care details:
| Service Type | Contact Number |
|---|---|
| Toll-Free Support | 1800 532 744 |
| Missed Call Balance | 87448 20666 |
| SMS Banking Support | 80101 06686 |
| Website Help | www.utkalgrameenbank.co.in |
Always make sure your mobile number is linked to your account to use missed call and SMS services.
Conclusion
Doing a utkal grameen bank balance check is now faster than ever. Whether you use a mobile phone, ATM, or visit a branch, you can get your balance instantly. With digital banking, customers in rural areas now enjoy services that match urban standards.
The merger with Odisha Grameen Bank has only improved service levels. All earlier methods, apps, and numbers are still valid. The missed call number remains one of the most popular and trusted ways to check your balance in seconds.
You can compare this system with others like the gramin bank of aryavart balance check number to see how efficient UGB’s services are.
In conclusion, Utkal Grameen Bank has kept up with the times by offering smart, fast, and user-friendly services. Choose any method you prefer—just make sure to stay connected to your bank. Balance checks are now easy and stress-free for every customer.
Let us know in the comments if you found this guide helpful, or if you’d like to know more about other rural banking services.
