Keeping track of your bank account balance is important for managing money. If you have an account with Federal Bank, there are many easy ways to check your balance. In this guide, we will explain all the best ways for Federal Bank balance check using your mobile phone, ATM, internet, and even WhatsApp. You don’t need to visit a branch every time.
Why You Need Regular Balance Checks
Checking your account balance helps avoid failed transactions and charges. It also helps in tracking your savings and spending. If you are using a debit card, net banking, or making UPI payments, it’s good to know your balance in real time.
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Missed Call Method for Federal Bank Balance Check
The easiest method for a Federal Bank balance check is giving a missed call. You just dial a number and get the balance as an SMS. This is free and quick. You must use your registered mobile number.
Just give a missed call to 8431900900. After two rings, the call disconnects. You will get your account balance through SMS instantly.
This method is available 24/7, even on weekends and holidays.
SMS Method to Know Your Account Balance
Another simple way is by sending an SMS. You just type a small message and send it to a special number. This works even without internet.
You can type this message:BAL <space> SBXXXX (where SBXXXX are the last 4 digits of your account number).
Send it to 9895088888 or 5676762.
You will get an SMS showing your account balance within seconds. This method is helpful for those who do not use smartphones or internet banking.
Using USSD Code for Balance Check
If you don’t have an internet connection, you can still check your balance using a USSD code. This is a short code that works with any basic mobile phone.
Dial *99*2# or *99# from your registered mobile number. You will get a menu on your screen. Select the balance check option and enter your MPIN if needed. Your account balance will appear instantly.
This method is very useful in rural areas or places with poor internet.
Checking Balance Using FedMobile App
FedMobile is the official mobile banking app of Federal Bank. It is available on Android and iOS. If you are using a smartphone, this app gives many options including balance check, money transfer, and bill payment.
To check your balance:
Open the FedMobile app and log in.
On the home screen, your account balance is displayed.
You can also tap on Account Summary to get full details.
This method requires internet but gives the most features. You can check mini-statements and even download PDF statements.
Internet Banking for Federal Bank Balance Check
Internet banking is another easy way to check your account balance. You need a computer or smartphone with internet.
To use this method:
Visit the Federal Bank NetBanking portal.
Log in using your User ID and Password.
Click on Account Summary.
Your balance will be shown with transaction history. You can also download your full bank statement. This is great for people who want a full look at their financial activity.
WhatsApp Banking for Checking Balance
Federal Bank also offers WhatsApp Banking. It is simple and works like chatting with a friend. Just type a message and get a reply with your balance.
Save the number +91 8108030845 on your phone and type “Hi” on WhatsApp. The bank’s chatbot named FEDDY will respond. You can then select “Balance Check” and get your account details right there in the chat.
This method is very modern and friendly. It also supports multiple services like mini statements, card blocking, and more.
Toll-Free Number for Balance Enquiry
If you like voice-based services, you can call the Federal Bank toll-free number. Dial 1800 425 1199 or 1800 420 1199. Choose the option for balance enquiry.
Follow the voice instructions, and you will get your account balance. Make sure you call from your registered mobile number. This is a great option if you’re not tech-savvy.
Using ATM for Balance Check
You can visit any Federal Bank ATM or even other ATMs to check your balance. Insert your debit card, enter the PIN, and choose “Balance Enquiry.” The screen will show your current balance.
You can also choose to print a slip with your balance. This works well when you’re already at an ATM for withdrawal.
Passbook for Traditional Balance Check
For those who like physical records, a passbook is still a good option. You can visit your home branch or use a self-service kiosk to update your passbook.
Once updated, you can see all the entries including your current balance. This is helpful for senior citizens or those not using mobile services.
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Compare All Balance Check Methods
| Method | Internet Needed | Works Without App | Speed | Best For |
|---|---|---|---|---|
| Missed Call | No | Yes | Fast | Any user with mobile |
| SMS | No | Yes | Fast | Feature phone users |
| USSD | No | Yes | Fast | Users in low network areas |
| FedMobile App | Yes | No | Fastest | Smartphone users |
| Internet Banking | Yes | No | Fast | Desktop or laptop users |
| WhatsApp Banking | Yes | Yes | Fast | Tech-savvy users |
| Toll-Free Call | No | Yes | Medium | Voice call lovers |
| ATM | No | Yes | Fast | Nearby ATM users |
| Passbook | No | Yes | Slow | Traditional banking users |
Important Tips for a Smooth Experience
Always use your registered mobile number when using any method. Without registration, services like missed call and SMS will not work. You can register your mobile number at the nearest Federal Bank branch.
If your number is already registered, you can activate missed call alerts by sending an SMS:
ACTBAL <your 14-digit account number> to 9895088888.
To stop balance messages, send:DEACTBAL <your account number> to the same number.
Also, make sure your phone has a balance for SMS and calls, if needed.
Digital Banking Is the Future
Federal Bank is leading in digital banking services. They offer FedMobile, FedBook, and FedNet, all made to simplify banking. All methods are free or very low in cost. Whether you’re a student, working person, or retired, there’s a balance check method for you.
By using Federal Bank balance check services often, you stay informed about your account. It saves you from charges and failed payments. It also helps in tracking savings, expenses, and building better money habits.
Conclusion
There are many ways to check your balance with Federal Bank. From missed calls to mobile apps, you have full control. Use the method that suits your phone, lifestyle, and comfort level. Each method is safe, quick, and approved by the bank.
Regular Federal Bank balance check will help you manage your money smarter. Whether you’re checking for salary credits, EMIs, or savings, staying updated is just a few clicks or taps away.
