Baroda UP Gramin Bank helps people in rural areas manage money safely. Many customers want to check their account balance easily. The Baroda UP Gramin Bank balance enquiry number gives them a quick and simple way to do it. In this article, we’ll explain how this system works and why it’s helpful for everyone.
What Is Baroda UP Gramin Bank?
Baroda UP Gramin Bank is a rural bank in Uttar Pradesh. It serves people in towns and villages. The bank offers savings accounts, loans, and other services. It is linked with Bank of Baroda. People trust it because it is safe and easy to use. Many customers live in areas where internet services are slow. So, the bank provides services that work without the internet.
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What Is the Baroda UP Gramin Bank Balance Enquiry Number?
The Baroda UP Gramin Bank balance enquiry number is a missed call service. It helps people check their account balance without going to the bank. You just have to dial 9986454440 from your registered mobile number. After one ring, the call disconnects. Then, you get an SMS with your balance details.
This method saves time and does not need the internet. You don’t have to log in to any app or visit a branch.
Who Can Use the Baroda UP Gramin Bank Balance Enquiry Number?
Only people with a registered mobile number linked to their bank account can use this service. If your phone number is not linked, you won’t get the SMS.
You can link your number by visiting your nearest branch. Once your number is linked, the missed call balance service will start working.
How to Use the Baroda UP Gramin Bank Balance Enquiry Number?
It is very easy to use the service. Just follow these steps:
Use your mobile phone that is registered with the bank.
Dial the baroda up gramin bank balance enquiry number – 9986454440.
Wait for the call to disconnect after one ring.
You will get an SMS with your current account balance.
There are no charges for this service. It works 24 hours, even on Sundays and holidays.
Benefits of Using Balance Enquiry Number
This method is made for people who want a fast and simple way to check their balance. Let’s look at the main benefits:
Quick and easy: No need to visit the bank or ATM.
Free of cost: No charges for calling the number.
Saves time: You get your balance in seconds.
No internet needed: Great for people without smartphones or data.

Other Ways to Check Balance
If the missed call method is not working, there are other ways to check your balance. Here is a table to compare them:
Method | What You Need | Charges | Internet Required |
---|---|---|---|
Missed Call (9986454440) | Registered mobile number | Free | No |
SMS Banking | Predefined SMS format | SMS cost | No |
ATM | ATM card | Free | No |
Mobile App (BUPB M-Tarang) | Smartphone and internet | Free | Yes |
Net Banking | Login ID and password | Free | Yes |
Passbook Update | Visit to branch | Free | No |
As you can see, the baroda up gramin bank balance enquiry number is the fastest and simplest method.
What If You Don’t Get an SMS?
Sometimes, you may not get an SMS after calling the balance enquiry number. There could be a few reasons:
Your mobile number is not registered with the bank.
Your phone has no signal.
The bank’s server is down.
There is a delay from the telecom provider.
To fix this, check your mobile network or try again later. If the problem continues, visit your branch and ask them to update your mobile number.
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Is It Safe to Use This Service?
Yes, using the baroda up gramin bank balance enquiry number is completely safe. You do not give your PIN or account number during the call. Only your linked mobile gets the SMS. This helps prevent fraud and keeps your money safe.
Still, do not share your SMS details with others. Be careful with personal information, even if the method is secure.
When Should You Check Your Balance?
You should check your balance regularly. Here are some good times to use the balance enquiry number:
After receiving a salary or pension
After making a withdrawal
Before doing an online payment
When you get an SMS alert about a transaction
Checking your balance often helps you manage your money better.
How to Register Your Mobile Number?
If you haven’t registered your mobile number, go to the nearest Baroda UP Gramin Bank branch. Take your passbook and ID proof. Fill out the form and submit it to the bank staff. They will link your number within a few days.
Once linked, you can use the baroda up gramin bank balance enquiry number anytime.
Customer Care for Extra Help
If you face any issues, you can call the bank’s toll-free number – 1800 180 0225. The support team is polite and helpful. They can help with problems like registration, SMS not received, or service not working.
You can also visit the bank’s website or go to your local branch for more help.
Mobile App and Online Banking
The bank also offers a mobile app called BUPB M-Tarang. This app allows you to check your balance, view transactions, and transfer money. But it requires internet access and a smartphone. Not everyone may be comfortable using it.
That’s why the baroda up gramin bank balance enquiry number remains the easiest option for many people.
Why Is This Service Important?
In rural areas, many people do not have internet or smartphones. They cannot use online banking easily. For them, a simple missed call service is very useful. It brings banking to their fingertips without making things hard.
It also supports digital India’s goals by promoting safe and smart banking habits.
Summary of Balance Enquiry Number
Here’s a quick summary of the baroda up gramin bank balance enquiry number service:
Feature | Details |
---|---|
Enquiry Number | 9986454440 |
Type of Service | Missed call |
SMS Response | Balance SMS sent automatically |
Mobile Number Requirement | Must be registered |
Cost | Free |
Time to Receive SMS | Within seconds |
Availability | 24×7 |
Support Contact | 1800 180 0225 |
Conclusion
The baroda up gramin bank balance enquiry number is a smart and helpful service. It is perfect for customers who want to check their balance fast without using the internet. Whether you live in a city or a village, this feature gives you control over your account.
Just make sure your mobile number is registered. Once that’s done, a simple missed call is all it takes to know your balance. Safe, quick, and reliable — that’s the power of modern rural banking.