Punjab National Bank, also known as PNB, is one of the largest banks in India. It offers many ways to check your account balance. Whether you use a smartphone or a basic phone, PNB makes balance checking simple. Many people ask, “What is the Punjab National Bank balance check number?” This guide will give you the answer and explain every method you can use.
Why You Should Know Your Account Balance
Checking your bank balance helps you manage your money better. You can avoid low balance issues and keep track of your spending.
People often forget to check their account, and later they face trouble with payments. Knowing your account balance is important for smart banking.
Punjab National Bank has made this process easy with multiple balance check options. These include missed calls, SMS, apps, WhatsApp, and toll-free numbers.
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What Is the Punjab National Bank Balance Check Number?
The Punjab National Bank balance check number is a missed-call service number. You call the number and hang up. Then you get an SMS with your account balance.
The missed call numbers are:
1800 180 2223
0120 2303090
These numbers work only if your mobile number is linked to your bank account. If not, you must visit your branch to register your number.
How to Use the Missed Call Number
Using this service is very easy. Just follow these simple steps:
Dial 1800 180 2223 or 0120 2303090 from your registered mobile number.
The call will disconnect automatically after a few rings.
You will get an SMS with your current balance.
This method is quick, free, and works 24/7.
PNB SMS Balance Check Service
If you do not want to call, you can use SMS to check your balance. This is also a fast and reliable method.
To use SMS balance enquiry:
Send an SMS in this format: BAL <space> Your 16-digit Account Number
Send it to: 5607040
You will receive a reply with your account balance. Make sure your mobile number is registered with the bank.
Here’s a simple example:
nginxCopyEditBAL 015300XXXXXXXXXX
Send this to 5607040 and you will get your balance instantly.
Comparison of Balance Check Methods
To help you choose the best method, here’s a table comparing all balance check options from PNB:
| Method | Number/Platform | Works 24/7 | Registered Mobile Needed | Cost |
|---|---|---|---|---|
| Missed Call | 1800 180 2223 / 0120 2303090 | Yes | Yes | Free |
| SMS Banking | SMS to 5607040 | Yes | Yes | SMS cost |
| WhatsApp Banking | +91 92640 92640 | Yes | Yes | Free |
| PNB ONE App | Mobile App | Yes | Yes | Data cost |
| Toll-Free IVR Call | 1800 1800 / 1800 2021 | Yes | Yes | Free |
| Internet Banking | www.pnbindia.in | Yes | Yes | Data cost |
This table shows that you have many ways to check your balance anytime.
WhatsApp Banking: A Modern Way
PNB has added WhatsApp to its services. This is great for users who use WhatsApp daily.
To use WhatsApp Banking:
Save +91 92640 92640 on your phone.
Send “Hi” from your registered mobile on WhatsApp.
Choose “Balance Enquiry” from the options.
This service is safe and easy. It works just like chatting with a friend.
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PNB ONE Mobile App for Balance Enquiry
Punjab National Bank also has a mobile app called PNB ONE. You can download it from Google Play Store or Apple App Store.
After logging in with your credentials, go to the account section. You will see your current balance and last few transactions. This is helpful if you use online banking often.
If you do not have PNB ONE, you can use the MobiEase or mPassbook apps. These apps also let you check your balance.
PNB Balance Check Using IVR Numbers
You can also check your balance by calling PNB customer care. Call the toll-free number and follow the instructions.
Call these numbers:
1800 1800
1800 2021
0120 2490000 (toll number)
After choosing your language and account type, select the balance enquiry option. You’ll hear your balance through the automated system.
This is helpful when you don’t want to use SMS or the app.
USSD Code for Non-Smartphones
If you use a basic phone, there’s a simple way too. Dial *99# from your registered number. Choose your bank (PNB) and follow the menu.
You can check your balance and even do small transactions. This works without internet and is perfect for non-smartphone users.
Common Errors and How to Fix Them
Sometimes, the balance check might not work. Here are a few common issues:
Unregistered mobile number: Register your number with the bank.
Wrong SMS format: Check if the format is correct.
Network issues: Try again later if the network is poor.
Do Not Disturb (DND): Turn off DND if you are not receiving SMS replies.
Fixing these problems usually restores the service.
Benefits of Using Punjab National Bank Balance Check Number
The Punjab National Bank balance check number helps customers in many ways. It saves time and avoids the need to visit a branch.
Here are some key benefits:
Fast and simple process
No need for internet
Available 24/7
Safe and secure
Works with basic and smartphones
These features make it one of the most used services by PNB customers.
How to Register Your Mobile Number for Balance Services
If your number is not yet registered, visit the nearest PNB branch. Fill out the mobile number registration form and submit it with ID proof.
Once your number is linked, you can use all the balance check services.
You can also register using PNB ONE or through an ATM. Use your debit card to update or link your number through ATM options.
Conclusion
The Punjab National Bank balance check number is one of the easiest ways to stay updated about your money. It gives you quick results without logging into apps or websites.
Whether you prefer missed calls, SMS, WhatsApp, or the app — PNB has a method for you. Make sure your mobile number is registered so you can enjoy these services fully.
Balance checking is a small habit, but it helps in big ways. It keeps you informed, in control, and confident with your banking.
